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Products

   

   

LegacyTexas Mortgage loan consultants are trained to understand your situation and design a mortgage to fit your individual needs. Some of the products we offer include:

Fixed Rate Mortgage. Various loan terms available.

Adjustable Rate Mortgage. Tied to either treasury or LIBOR indices, this mortgage is perfect for a short-term purchase or finance.

Flexible Financing. Ask one of our LegacyTexas Mortgage professionals about products for real estate purchases with minimal cash flow impact.

FHA. Perfect for first-time home buyers or purchasers with limited liquid assets. Gift funds or down payment assistance available on this program.

One-Time Close Construction Loan. Construction loan and mortgage in one- with a single closing and one set of closing costs.

Home Improvement Loan. Upgrade a kitchen or bath. Add a room or a new pool…whatever makes your home more valuable or more comfortable.

Home Equity Loan. Great for wedding expenses, college costs, or consolidation of other, higher-interest debt.

Home Equity Line of Credit (HELOC). Ideal for unexpected home repairs or spur of the moment emergencies.

Reverse Mortgage. Special financing for senior homeowners (62 years or older) interested in tapping into their equity while eliminating a monthly mortgage payment. 

V.A. 100% financing, no mortgage insurance offered to active military, reservists and veterans.

Texas Veterans Land Board.  Special financing provided for Texas Veterans.

                     

  • Primary Homes
  • Second Homes
  • Investment Properties
  • Townhomes
  • Duplexes
  • Lake Houses
  • Mountain Homes
  • Beach Houses
  • Ranches

Let us help make the dream a reality!

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.